Any car lease deal is made up of several parts, any or all of which affect the monthly payment — and whether it's a good or bad deal. Let's take a look: MSRP (Manufacturer's Suggested Retail Price) It's the sticker price. Dealers sometimes add to this price to make it seem "official." The higher the sticker price, usually the higher the cost of a lease deal. For most cars, you should expect the dealer to discount the MSRP. Negotiated Net Cost (Capitalized Cost) You can normal

The 1% Rule: A Quick Way to Judge a Car Lease Deal “What is the 1% rule for quickly evaluating a car lease?” The most accurate way to judge a lease is to examine its key components— price (cap cost), residual value, and money factor . However, you often don’t have that information when you first see a deal or receive a quote from a dealer. When that happens, the 1% Rule offers a fast way to estimate whether a lease payment is reason able. It’s not exact, but it’s a useful ru